Check out the comprehensive state by state ranking from Insure.com just published.
Our state, Pennsylvania, ranks at 26th -- splitting the list in half.
Wow, only $1420 a year to 'protect' ourselves. Don't get me wrong.... insurance is practical and necesary. I am simply a 'numbers girl', and can you imagine spending $71,000 in your lifetime or more for the mere pleasure of driving your car? Oh, yea, we all do.
When was the last time you checked to get a new quote with your current insurance provider? If it’s been awhile, take a look at these tips to evaluate ways and areas where you can possibly save some money.
- Shop around. There are a number of insurance companie’s that provide car insurance, and gaining access to the parent company or to the agents is very easy by doing some simple searching on the internet. Get at least 3-5 quotes and compare. An extra $25 or $30 a month can make a real difference.
- Buy on-line. Many times if you buy a policy on line, versus speaking to an agent, you will save even more money.
- Stick with nationally known insurance companies. If you are researching a company that is not well known, ask for their financial ratings and the number of complaints that have been made against them.
Ask for these discounts that may apply when shopping or buying car insurance; they can really add up and make a big dent in your premium payments.
Vehicle Safety Equipment Discounts:
- Front & side air bags in front, passenger or back seats
- Day-time running lights
- Anti-theft devices
- Keyless starter
- Back up rear view monitor/camera
- Wireless tracking devices that monitor your driving behaviors – these are installed by the insurance company themselves at your request. These devices gauge actual mileage and speed driven
- Alcohol sensors that do not allow a car to start if the driver is under the influence
Driver Discounts:
- Low Mileage
- Car pooling
- Women as head of household
- College student living 100 miles away from home that does not have a car on campus
- Adult and student driver education courses
- Bundle multiple vehicles or drivers from the same household, or, bundle your auto, life and home insurance from the same carrier
Put the savings in your pocket - and,
Drive Your Bargain,
Anne
